3865 9654 — Spam Report / 垃圾電話報告

About this number / 關於此號碼

Many reports treat 3865 9654 as an insurance junk call that deserves caution, typically framed around insurance sales insurance products bundled with rebate claims. Even if the caller knows part of your information, it is safer not to commit during the call. If you do choose to answer 3865 9654, prepare an exit phrase before the call begins.

3865 9654 常被回報為帶滋擾感的保險推銷來電，多以保險推銷 相關的人壽、醫療或投連險推介開場。 即使對方能說出部分個人資料，也不應在通話中立即作出承諾。 即使選擇接聽 3865 9654，也宜在通話前準備好結束話術。

What to do / 應對方法

Do not return calls to unknown numbers. If you did not expect this call, it is best to ignore it. You can block this number on your phone.
不要回撥陌生號碼。如果你沒有預期此來電，最好忽略它。你可以在手機上封鎖此號碼。

How to block / 如何封鎖

iPhone: Settings → Phone → Blocked Contacts → Add New.
Android: Recent Calls → tap the number → Block / Report spam.